Consumers well informed

Consumoteca Blog

Practical guides on refunds, chargebacks, scams, privacy and consumer protection — in plain English.

How to Dispute Unauthorized Transactions in the U.S.

How to Dispute Unauthorized Transactions in the U.S.

Learn how to report unauthorized card, debit, ACH, wire, or crypto payments, protect your account, gather evidence, and challenge a denial.

Unauthorized Transaction Complaints: How to Dispute Charges

Unauthorized Transaction Complaints: How to Dispute Charges

Learn how to report unauthorized debit, credit card, ACH, PayPal, or Venmo transactions, document your claim, and escalate a denial.

How to Dispute Towing Fees and Request a Refund

How to Dispute Towing Fees and Request a Refund

Learn how to check a tow bill, collect evidence, request a refund, file complaints, and decide whether small claims is worth it.

How to Dispute a Towing Fee and File a Complaint in the U.S.

How to Dispute a Towing Fee and File a Complaint in the U.S.

Learn how to check a tow bill, preserve evidence, request a refund, file a complaint, and use small claims court when appropriate.

Towing Fees in 2026: How to Check and Dispute Charges

Towing Fees in 2026: How to Check and Dispute Charges

Learn how U.S. towing fees are set, which charges and notices to check, and how to challenge an itemized bill or hidden fee.

How to Dispute a Terms of Service Change in the U.S.

How to Dispute a Terms of Service Change in the U.S.

Learn how to review a changed ToS, object, cancel a subscription, dispute improper billing, and escalate a complaint in the U.S.

Terms of Service Changes: How to Complain and Cancel

Terms of Service Changes: How to Complain and Cancel

Learn how to review a Terms of Service change, preserve evidence, request a refund, cancel, and escalate a dispute.

How to Dispute an Unwanted Subscription Charge

How to Dispute an Unwanted Subscription Charge

Learn how to cancel, request a refund, and dispute an unwanted subscription charge with a U.S. card issuer, including key deadlines.

How to Dispute an Unexpected Subscription Charge

How to Dispute an Unexpected Subscription Charge

Learn how to cancel a subscription, request a refund, document the dispute, and challenge a recurring charge through your card issuer.

How to Dispute Spam Call Charges and Block Robocalls

How to Dispute Spam Call Charges and Block Robocalls

Learn how to document robocalls, dispute unauthorized charges, report violations, and reduce unwanted calls without assuming a refund.