Consumers well informed

Consumoteca Blog

Practical guides on refunds, chargebacks, scams, privacy and consumer protection — in plain English.

Counterfeit Chargeback Template: Visa, Mastercard and PayPal

Counterfeit Chargeback Template: Visa, Mastercard and PayPal

Use a practical U.S. chargeback template for counterfeit goods, gather proof, meet deadlines, and choose the right dispute route.

How to Dispute Counterfeit Goods by Credit Card

How to Dispute Counterfeit Goods by Credit Card

Learn how to prove a counterfeit purchase, meet U.S. dispute deadlines, and file a clear credit card or PayPal claim.

How to Charge Back Counterfeit Goods and Seek a Refund

How to Charge Back Counterfeit Goods and Seek a Refund

Bought a counterfeit item? Learn how to document the listing, contact the seller, dispute a credit-card charge, and appeal a denial.

Counterfeit Goods Chargeback: Buyer Steps and Seller Proof

Counterfeit Goods Chargeback: Buyer Steps and Seller Proof

Learn how to dispute a charge for counterfeit goods, meet U.S. card and PayPal deadlines, collect proof, and avoid duplicate claims.

How to Dispute a Credit Card Charge: Steps and Deadlines

How to Dispute a Credit Card Charge: Steps and Deadlines

Learn when a U.S. credit card charge may qualify for a dispute, how to notify your issuer, what evidence to keep, and what happens next.

Free Cancellation Letter Templates for U.S. Services

Free Cancellation Letter Templates for U.S. Services

Copy, customize, and send cancellation letters for gyms, subscriptions, insurance, leases, and more while preserving proof and payment records.

How to Cancel ChatGPT and Avoid Another Subscription Charge

How to Cancel ChatGPT and Avoid Another Subscription Charge

Cancel ChatGPT before renewal, check where you subscribed, and learn what to do about unwanted charges or refund requests.

How to Stop Recurring Payments and Cancel Subscriptions

How to Stop Recurring Payments and Cancel Subscriptions

Cancel a subscription, stop ACH or card charges, document your request, and dispute billing that continues after cancellation.

How to Spot Fake Reviews on Amazon, Google, Yelp and More

How to Spot Fake Reviews on Amazon, Google, Yelp and More

Learn how to spot suspicious reviews, check reviewer patterns, report violations, and make safer buying decisions online.

Can You Return an Online Purchase? U.S. Guide

Can You Return an Online Purchase? U.S. Guide

Learn when U.S. retailers must or may accept an online return, who pays shipping, and what to do if a refund is refused.