Consumers well informed

Consumoteca Blog

Practical guides on refunds, chargebacks, scams, privacy and consumer protection — in plain English.

Online Course Chargeback: How to Dispute a Payment

Online Course Chargeback: How to Dispute a Payment

Learn when a U.S. credit-card chargeback for an online course may apply, what evidence to gather, and how to contact your issuer.

Chargeback for Non-Delivery: Template and Filing Steps

Chargeback for Non-Delivery: Template and Filing Steps

Use this non-delivery dispute letter, gather the right evidence, and learn how U.S. credit card deadlines and PayPal rules differ.

Non-Delivery Chargeback: How to Dispute a Missing Order

Non-Delivery Chargeback: How to Dispute a Missing Order

Learn how U.S. consumers can dispute a missing order, meet credit-card deadlines, organize evidence, and respond to a denial.

Chargeback for Non-Delivery: Recover Money in the U.S.

Chargeback for Non-Delivery: Recover Money in the U.S.

Learn how to dispute an undelivered order, meet the credit-card deadline, gather evidence, and escalate a denied claim.

Non-Delivery Chargeback Evidence: A U.S. Buyer Guide

Non-Delivery Chargeback Evidence: A U.S. Buyer Guide

Learn what evidence supports a U.S. non-delivery chargeback, how the 60-day credit-card deadline works, and what to do next.

Chargeback for Non-Delivery of Goods: U.S. Buyer Guide

Chargeback for Non-Delivery of Goods: U.S. Buyer Guide

Learn how to dispute a U.S. credit-card charge for goods that never arrived, meet the deadline, and gather useful evidence.

Hotel Chargeback Time Limits: How Long You Have to File

Hotel Chargeback Time Limits: How Long You Have to File

Hotel chargeback deadlines depend on your card and dispute type. Learn when the clock starts, what evidence to send, and how to appeal.

Hotel Chargeback Letter Templates: How to Dispute a Charge

Hotel Chargeback Letter Templates: How to Dispute a Charge

Use these hotel chargeback letter templates to dispute cancellation, no-show, service, duplicate, or unauthorized card charges.

Hotel Booking Chargeback: Steps to Dispute a Charge

Hotel Booking Chargeback: Steps to Dispute a Charge

Learn when a hotel chargeback may apply, how to contact the hotel and card issuer, what evidence to send, and how U.S. deadlines work.

Hotel Chargeback Reason Codes: How to Dispute a Charge

Hotel Chargeback Reason Codes: How to Dispute a Charge

Learn what hotel chargeback codes mean, when a U.S. credit card dispute may apply, and what evidence to send your issuer.