Consumers well informed

Consumoteca Blog

Practical guides on refunds, chargebacks, scams, privacy and consumer protection — in plain English.

Will Banks Waive Overdraft Fees in Colombia?

Will Banks Waive Overdraft Fees in Colombia?

Understand the process for requesting overdraft fee waivers from Colombian banks through the Defensor del Consumidor Financiero, bank policies, and official complaint channels.

Can You Dispute PayPal Transactions: US Buyer Guide

Can You Dispute PayPal Transactions: US Buyer Guide

US PayPal users can dispute eligible transactions under the PayPal Purchase Protection policy. Learn the process, coverage, limitations, and next steps for buyer-seller disputes.

Overbooked Flight Compensation in Colombia: Steps Under Aerocivil Rules

Overbooked Flight Compensation in Colombia: Steps Under Aerocivil Rules

Learn the process for claiming compensation for denied boarding due to overbooking under Colombian aviation rules (RAC 3 Numeral 3.10). Start with your airline, then escalate to Aerocivil if needed. Key steps, limits, and what does not apply.

Uber Eats Status in Colombia 2026: Operations Ended and Consumer Protection Facts

Uber Eats Status in Colombia 2026: Operations Ended and Consumer Protection Facts

Uber Eats status in Colombia as of 2026: Operations ceased since 2020, SIC consumer protections for food delivery platforms, and practical next steps for alternatives.

Booking.com Refund Process in Colombia: Property Cancellation Policies

Booking.com Refund Process in Colombia: Property Cancellation Policies

Steps for Colombian consumers to request refunds from Booking.com based on property cancellation policies and official terms. Understand limits, exceptions, and what does not apply to accommodation bookings.

Consumer and Provider Definitions in Colombian Consumer Protection Law Explained

Consumer and Provider Definitions in Colombian Consumer Protection Law Explained

Understand "consumer" and "provider" under Colombia's Ley 1480 de 2011, the Estatuto del Consumidor enforced by the Superintendencia de Industria y Comercio (SIC). Key responsibilities, exceptions, and official resources for goods and services.

Electricity Bill Example: Understanding Your Colombian Factura

Electricity Bill Example: Understanding Your Colombian Factura

Key elements of a Colombian electricity bill under CREG rules, including required information, subsidies, billing periods, and steps to address questions via Enel or SSPD channels.

Merchant Chargebacks at UK Banks: Credit Card Dispute Process

Merchant Chargebacks at UK Banks: Credit Card Dispute Process

Understand how UK banks handle credit card chargebacks against merchants, governed by card scheme rules. Steps, time limits, and distinctions from other protections like Section 75.

Deliveroo Late Delivery in Colombia: Consumer Complaint Options

Deliveroo Late Delivery in Colombia: Consumer Complaint Options

Steps for Colombian consumers facing late Deliveroo deliveries, under Ley 1480/2011 and Superintendencia de Industria y Comercio (SIC) rules for service quality claims.

Wire Transfer to Bank Fraud in Colombia: Reporting and Recovery Basics

Wire Transfer to Bank Fraud in Colombia: Reporting and Recovery Basics

Steps for Colombian consumers after a fraudulent wire transfer: report to your bank like Bancolombia's Ethics Hotline, Superintendencia Financiera de Colombia, and Fiscalía General. Understand what applies and limitations on recovery.