Consumers well informed

Consumoteca Blog

Practical guides on refunds, chargebacks, scams, privacy and consumer protection — in plain English.

Alabama Price Gouging Complaint Process

Alabama Price Gouging Complaint Process

Learn how to report price gouging to the Alabama Attorney General during a declared State of Emergency.

Wise Account Limited with Money Inside: U.S. Consumer Guide

Wise Account Limited with Money Inside: U.S. Consumer Guide

Steps for U.S. consumers to recover funds from a limited Wise account and how to escalate to the CFPB.

GEICO Policy Cancellation Refund Guide (2026)

GEICO Policy Cancellation Refund Guide (2026)

Understand GEICO's refund process for canceled insurance policies and how state laws impact your return.

Tennessee Charity Scam Complaint Process

Tennessee Charity Scam Complaint Process

Learn how to report charity fraud in Tennessee, verify registrations, and contact state regulators.

Macy's Gift Card Balance Missing: Steps to Take

Macy's Gift Card Balance Missing: Steps to Take

Find out why your Macy's gift card balance is missing and how to contact support for a balance investigation.

Wayfair Subscription and Membership Charge Disputes

Wayfair Subscription and Membership Charge Disputes

How to manage Wayfair Rewards membership fees, auto-renewals, and dispute unauthorized charges in 2026.

Zipcar Late Return Fee Dispute: Rules and Resolution

Zipcar Late Return Fee Dispute: Rules and Resolution

Understand Zipcar late return fees, how to request a fee waiver, and your rights for credit card disputes in 2026.

Affirm Buyer Protection vs. Credit Cards: Key Differences

Affirm Buyer Protection vs. Credit Cards: Key Differences

Compare Affirm's dispute policy with credit card legal rights. Learn how to resolve purchase issues in 2026.

EFTA Unauthorized Debit Card Transaction Rights (2026)

EFTA Unauthorized Debit Card Transaction Rights (2026)

Understand U.S. consumer rights under the EFTA for unauthorized debit card transactions and liability limits.

Google Pay Seller Never Shipped: Dispute and Refund Guide

Google Pay Seller Never Shipped: Dispute and Refund Guide

Steps to dispute a Google Pay transaction when a seller fails to ship and how to use federal protections.