Consumers well informed

Consumoteca Blog

Practical guides on refunds, chargebacks, scams, privacy and consumer protection — in plain English.

How to Dispute a Credit Card Charge: Deadlines and Steps

How to Dispute a Credit Card Charge: Deadlines and Steps

Learn how to dispute a U.S. credit card charge, meet the 60-day deadline, send evidence, and escalate if the issuer rejects it.

How to Dispute a Credit Card Charge: Deadlines and Steps

How to Dispute a Credit Card Charge: Deadlines and Steps

Learn when a credit card charge qualifies as a billing error, how to write your dispute, meet deadlines, and escalate a denial.

Cancellation Fees: What You Owe and How to Dispute One

Cancellation Fees: What You Owe and How to Dispute One

For U.S. consumers, learn when a cancellation fee may apply, how to check the policy, and how to request a refund or dispute an improper charge.

How to Complain About a BNPL Charge or Missing Refund

How to Complain About a BNPL Charge or Missing Refund

Having a BNPL payment problem? Learn how to dispute a charge, report fraud, request a refund, and escalate with evidence.

How to Dispute a Bank Transfer: Steps, Deadlines and Rights

How to Dispute a Bank Transfer: Steps, Deadlines and Rights

Act fast after an unauthorized bank transfer. Learn U.S. deadlines, evidence to save, wire recalls, and escalation steps.

How to Complain About a Bank Transfer in the U.S.

How to Complain About a Bank Transfer in the U.S.

Learn how U.S. consumers can report an unauthorized or scam bank transfer, request a recall, document the claim, and escalate a denial.

Secure Bank Transfers: How to Protect Your Money

Secure Bank Transfers: How to Protect Your Money

Learn how to verify bank details, spot transfer scams, protect your account, and act quickly if money goes to a fraudster.

How to Dispute an Auto-Renewal Charge and Get a Refund

How to Dispute an Auto-Renewal Charge and Get a Refund

Learn how to cancel recurring billing, request a merchant refund, and dispute an auto-renewal charge through the right payment channel.

How to Dispute an Auto-Renewal Charge and Get a Refund

How to Dispute an Auto-Renewal Charge and Get a Refund

Learn how to cancel a subscription, request a refund, document the issue, and dispute an auto-renewal charge with your card issuer.

How to Stop an Auto-Renewal and Dispute a Subscription Charge

How to Stop an Auto-Renewal and Dispute a Subscription Charge

Learn how to cancel an auto-renewing subscription, document the request, seek a refund, and dispute an unexpected charge in the U.S.