Consumers well informed

Consumoteca Blog

Practical guides on refunds, chargebacks, scams, privacy and consumer protection — in plain English.

How to Dispute a Credit Card Charge: U.S. Consumer Guide

How to Dispute a Credit Card Charge: U.S. Consumer Guide

Learn when you can dispute a credit card charge, meet the 60-day deadline, document your claim, and escalate a billing error.

How to Dispute Credit Report Errors: FCRA Steps and Tips

How to Dispute Credit Report Errors: FCRA Steps and Tips

Learn how to find and dispute credit report errors, collect evidence, meet deadlines, and escalate unresolved inaccuracies.

How to Dispute Credit Report Errors and Escalate Complaints

How to Dispute Credit Report Errors and Escalate Complaints

Learn how to dispute credit report errors with the bureaus, contact furnishers, and escalate unresolved problems.

Credit Report Errors: How to Check, Dispute, and Freeze

Credit Report Errors: How to Check, Dispute, and Freeze

Learn how to review U.S. credit reports, dispute inaccurate information, and use fraud alerts or freezes to protect your file.

How to Dispute a Counterfeit Purchase on Amazon, eBay, or Etsy

How to Dispute a Counterfeit Purchase on Amazon, eBay, or Etsy

Learn how to preserve evidence, request a refund, use marketplace protections, and escalate safely after a suspected counterfeit purchase.

How to File a Counterfeit Product Complaint in the U.S.

How to File a Counterfeit Product Complaint in the U.S.

Learn how to document suspected fake goods, request a marketplace refund, report scams, and escalate counterfeit complaints in the U.S.

Contractor Deposit Disputes: Steps to Recover Your Money

Contractor Deposit Disputes: Steps to Recover Your Money

Learn how to document a contractor deposit dispute, demand a fair refund, use mediation or court, and prevent payment losses.

Contractor Deposits: Safe Payments, Red Flags and Refunds

Contractor Deposits: Safe Payments, Red Flags and Refunds

Learn how to set a safer contractor deposit, check state limits, spot scam signs, document problems, and seek a refund.

Contractor Deposits: Safe Amounts, Legal Rules and Scam Tips

Contractor Deposits: Safe Amounts, Legal Rules and Scam Tips

Find a safer contractor deposit, check state limits, tie payments to milestones, and act quickly if a home-improvement scam occurs.

How to Dispute a Credit Card Charge: U.S. Consumer Guide

How to Dispute a Credit Card Charge: U.S. Consumer Guide

Learn when a U.S. credit card charge can be disputed, what evidence to send, key deadlines, and what to do if the issuer says no.