Consumers well informed

Consumoteca Blog

Practical guides on refunds, chargebacks, scams, privacy and consumer protection — in plain English.

Debit Card Charge Dispute: Rights, Deadlines, and Next Steps

Debit Card Charge Dispute: Rights, Deadlines, and Next Steps

Learn how to dispute a debit card charge in the U.S., meet Regulation E deadlines, document your claim, and appeal a denial.

How to Dispute Debit Card Charges and Get a Refund

How to Dispute Debit Card Charges and Get a Refund

Learn how to report debit card errors, meet Regulation E deadlines, gather evidence, and pursue a bank refund or merchant resolution.

How to Dispute Data Broker Errors and Delete Your Info

How to Dispute Data Broker Errors and Delete Your Info

Learn how to document data broker errors, request correction or deletion, use California’s DROP system, and follow up when a broker ignores you.

How to File a Data Broker Complaint and Opt Out

How to File a Data Broker Complaint and Opt Out

Learn how to opt out of data brokers, document violations, file FTC and state complaints, and protect your personal information.

How to File a Data Breach Complaint in the U.S.

How to File a Data Breach Complaint in the U.S.

Learn how to report a U.S. data breach, protect your accounts, document losses, and pursue a company or regulator complaint.

What to Do After a Business Data Breach in the U.S.

What to Do After a Business Data Breach in the U.S.

Learn what to do after a business data breach, including password changes, credit freezes, fraud alerts, and complaint steps.

How to Dispute Customs Fees on International Packages

How to Dispute Customs Fees on International Packages

Learn how to check and challenge an unexpected customs bill, identify the right party, and request a refund in the U.S.

Customs Fees on Online Orders: U.S. Buyer Guide 2026

Customs Fees on Online Orders: U.S. Buyer Guide 2026

Learn why U.S. online orders get customs charges, how duties and carrier fees work, and what to check before paying.

How to Dispute Credit Report Errors With the Bureaus

How to Dispute Credit Report Errors With the Bureaus

Learn how to dispute inaccurate credit report information, document your case, meet FCRA timelines, and escalate unresolved errors.

How to Fix Credit Report Errors: Disputes and Timelines

How to Fix Credit Report Errors: Disputes and Timelines

Find credit report errors, dispute inaccurate accounts with evidence, and track corrections under U.S. rules and bureau deadlines.