Consumers well informed

Consumoteca Blog

Practical guides on refunds, chargebacks, scams, privacy and consumer protection — in plain English.

Stripe Buyer Protection 2026: Refunds, Disputes and Rights

Stripe Buyer Protection 2026: Refunds, Disputes and Rights

Stripe has no universal PayPal-style buyer program. Learn how refunds, credit-card disputes, Link coverage and U.S. deadlines work.

Unexpected Stripe Charge? How to Identify and Dispute It

Unexpected Stripe Charge? How to Identify and Dispute It

See why Stripe appears on a statement, identify the seller, request a refund, and dispute an unauthorized card charge.

PayPal Unauthorized Charge: Report It and Protect Your Account

PayPal Unauthorized Charge: Report It and Protect Your Account

Found an unauthorized PayPal charge? Secure your account, report it to PayPal and your payment provider, and preserve your U.S. dispute rights.

PayPal Refund Policy: Buyer Disputes, Claims and Timelines

PayPal Refund Policy: Buyer Disputes, Claims and Timelines

Learn when PayPal Buyer Protection may cover a purchase, how to request a refund, key deadlines, evidence, and card-dispute limits.

PayPal Refund Denied? How to Appeal and Recover Your Money

PayPal Refund Denied? How to Appeal and Recover Your Money

If PayPal denied your refund or claim, learn what to check, how to appeal, when to contact your card issuer, and which deadlines matter.

PayPal Item Not Received: Dispute, Claim and Refund Steps

PayPal Item Not Received: Dispute, Claim and Refund Steps

Didn't get your PayPal order? Learn the U.S. deadline, evidence to gather, claim steps, and what to do if tracking says delivered.

PayPal Late Delivery: Disputes, Refunds, and Deadlines

PayPal Late Delivery: Disputes, Refunds, and Deadlines

A late PayPal package may qualify for an Item Not Received dispute. Learn deadlines, evidence, refund steps, and card-chargeback limits.

PayPal Disputes: Deadlines, Evidence, Refunds and Appeals

PayPal Disputes: Deadlines, Evidence, Refunds and Appeals

Learn how PayPal disputes work in the U.S., with filing deadlines, buyer and seller evidence tips, refunds, claims, appeals, and chargebacks.

PayPal Damaged Item Claims: Steps, Evidence and Deadlines

PayPal Damaged Item Claims: Steps, Evidence and Deadlines

Got a damaged order paid through PayPal? Learn how to document it, open a dispute, meet deadlines, and use a card-issuer backup.

PayPal Chargebacks: Deadlines, Evidence, and Next Steps

PayPal Chargebacks: Deadlines, Evidence, and Next Steps

Learn how PayPal disputes differ from card chargebacks, which deadlines apply, what evidence matters, and how to respond.