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Consumoteca Blog

Practical guides on refunds, chargebacks, scams, privacy and consumer protection — in plain English.

Time Limit Debt Collector: Know Your Rights on Time-Barred Debts in 2026

Time Limit Debt Collector: Know Your Rights on Time-Barred Debts in 2026

Discover the time limit for debt collectors to sue on old debts, what time-barred debts mean under the FDCPA, statutes of limitations by state, and your protections as a US consumer in 2026.

Warning Signs of Counterfeit Products and How to Win Disputes in 2026

Warning Signs of Counterfeit Products and How to Win Disputes in 2026

Spot warning signs of counterfeit products like low prices, fake reviews, and poor seller profiles. Learn 2026 evidence workflows and eBay dispute steps for consumers and sellers to resolve payment claims effectively.

Warning Signs of a Data Breach: Spot Them Before It's Too Late (2026 Guide)

Warning Signs of a Data Breach: Spot Them Before It's Too Late (2026 Guide)

Discover key warning signs of a data breach in 2026, from login anomalies to dark web leaks. Learn detection tips for businesses and consumers to protect data on consumoteca.com.co.

Debit Card Charge Complaints: 120-Day Time Limit for Disputes and Chargebacks

Debit Card Charge Complaints: 120-Day Time Limit for Disputes and Chargebacks

Learn the 120-day time limit for filing debit card chargeback complaints on unauthorized or disputed charges. Guidance for consumers and merchants on timelines, processes, and responses across Visa, Mastercard, Amex, and Discover.

Warning Signs of Counterfeit Products: Key Indicators for Filing a Complaint

Warning Signs of Counterfeit Products: Key Indicators for Filing a Complaint

Discover the top warning signs of counterfeit products in online shopping, from suspicious reviews and low prices to poor quality and shady sellers. Learn verification tips and when to file a complaint in 2026.

Warning Signs of Customs Fees Scams and How to Dispute Them in Colombia

Warning Signs of Customs Fees Scams and How to Dispute Them in Colombia

Discover warning signs of customs fees scams targeting online shoppers in Colombia, learn to dispute illegitimate carrier charges, and follow official steps to appeal real customs fees in 2026.

Time Limit Customs Fees Dispute: EU, US, India Rules for 2026 E-Commerce Imports

Time Limit Customs Fees Dispute: EU, US, India Rules for 2026 E-Commerce Imports

Discover 2026 time limits and processes for disputing customs fees on low-value imports in the EU (post-€150 de minimis), US (314-day protests), and India (Section 28). Guide for e-commerce consumers and importers facing new charges.

Time Limit and In-App Purchase Commissions: App Store vs Play Store Revenue Guide 2026

Time Limit and In-App Purchase Commissions: App Store vs Play Store Revenue Guide 2026

Explore 2026 commissions of 15-30%, revenue differences ($85B App Store vs $47B Play Store), and time limit enforcement for in-app purchases. Guide for developers comparing platforms.

Time Limit Credit Report Error Dispute: 30-45 Day Investigation Timeline in 2026

Time Limit Credit Report Error Dispute: 30-45 Day Investigation Timeline in 2026

Discover the 30-45 day time limit for credit bureaus to investigate disputed credit report errors under FCRA. Learn how to access free reports through 2026 and file disputes effectively.

Time Limit Home Improvement Refund: Home Depot and Lowe’s Policies in 2026

Time Limit Home Improvement Refund: Home Depot and Lowe’s Policies in 2026

Discover the 90-day time limit for home improvement refunds at Home Depot and Lowe’s, including restocking fees and exceptions. Compare policies to check eligibility for your purchases in 2026.