Warning Signs of PayPal Disputes and Scams Merchants Need to Spot Early

PayPal merchants face risks from disputes and chargebacks that can tie up funds and incur fees. Buyers have up to 180 days from the transaction date to file a dispute, according to chargebackhelp.com (2019 data, medium confidence, potentially unchanged). Once opened, disputes have a 20-day window for resolution or escalation to a claim, as noted by securepayments.paypal.com (unknown year, medium confidence). Sellers must respond to claims within 10 days, with investigations often wrapping up in under 14 days per chargebacks911.com (2022, low confidence). Chargebacks carry a $20 fee, based on pre-2026 sources like chargebackhelp.com (2019, low